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FEMA


Are you refinancing and having issues with needing Flood Insurance?  Don't worry, this is common in Ozawkie.  For some reason, several lots in Ozawkie were considered to be in a flood plain.  If you look at the FEMA Map, all of the yellow highlighted areas have always been considered to be outside of the flood plain.  In 2004, I worked with FEMA to clear this issue up, by filing a Letter of Map Amendment (LOMA).  I was only able to get most of the lots out of the flood plain, looking at the FEMA Map, the green highlighted lots are out of the flood plain due to the LOMA.    If you are in the small percentage of people who I was unable to remove from the flood plain, I apologize, for some reason, FEMA is not budging on those lots.

The following documentation can be submitted to your mortgage company should clear everything up. 
 

Flood Insurance Determination:

2004 Letter of Map Amendment

The Letter of Map Amendment (LOMA) Determination Document is available online for you to view and download. Click Here

FEMA Flood Area Map for The City of Ozawkie

We've added the FEMA Map to our web site. Please click here to download and view map. The areas are defined by color:

  • Yellow - All lots originally located outside of the FEMA Flood Area

  • Green - Lots newly located outside of the FEMA flood area, due to a submitted LOMA in 2004

  • Non-Highlighted Areas - Still currently considered located within a Flood Area.

 

 


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